ABOUT TOYOTA ACCESS LOAN
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Guaranteed Future Value[F2]
Gain peace of mind with a Guaranteed Future Value[F2] and know exactly how much your car is worth to us at the end of your loan term (subject to fair wear and tear and agreed kilometres being met).
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End of loan options
When your Toyota Access Loan or when your loan ends, you will have three flexible options to choose from: trade, keep or return.
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Toyota Personalised Repayments[F6]
Toyota Personalised Repayments[F6] remain fixed for the life of the loan. Total transparency, no nasty surprises.
END OF LOAN OPTIONS
Trade
Visit your preferred dealer if you’d like to upgrade your Toyota for a new model. If the trade-in value is higher than your outstanding balance, you can put the difference towards your new vehicle.
Keep
If you’d prefer to keep your Toyota, choose to pay the outstanding balance on the vehicle or let us help you refinance the remainder (conditions apply).
Return
If you’d like to return your car, Toyota Finance will pay you the Guaranteed Future Value[F2] agreed at the start of your loan and put it against the remaining balance owing on your account.
FEES
TOYOTA PERSONALISED REPAYMENTS[F6]
Get started with your personalised interest rate
It only takes 3 minutes to calculate your Toyota Personalised Repayments[F6]. Armed with your personalised interest rate, you’re able to see what your estimated repayments would be across the entire Toyota range.
THE APPLICATION PROCESS
How it works
Get a Toyota Access Loan quote
We give you the power to choose exactly how the life of your Toyota Access Loan will play out.
STEP ONE
Get a Toyota Access Loan quote
We give you the power to choose exactly how the life of your Toyota Access Loan will play out.
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Enter details
Choose a Toyota, your deposit amount (if any), the frequency of your repayments and loan term, then estimate how many kilometres you’ll drive.
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Finance breakdown
After getting your Toyota Personalised Repayment[F6], we calculate your Toyota Personalised Repayment[F6] schedule and offer you a competitive fixed rate loan.
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Calculate repayments
Toyota Finance analysts calculate your vehicle’s Guaranteed Future Value[F2] based on your choices and market data.
STEP TWO
Get your documents ready
Before applying for car finance, there are several documents you need to have ready. We have a printable checklist to make sure you have everything you need.
Frequently Asked Questions
DOWNLOADS
Explore more loan products
Toyota Access for Business
Just like a Personal Toyota Access Loan, you have the power to choose the terms that perfectly match your business needs. Feel secure knowing that as your business grows you’ve got the options you need to stay flexible.
Toyota Fixed Rate Loan
Our Fixed Rate Car Loan puts you in control. Decide on your deposit amount or decide not to have one at all. You also get to choose the length of your loan – anywhere between 1 and 7 years – and how often your repayments are due. And best of all, at the end of the loan, the vehicle is yours to keep.
Care that continues
With ongoing support and reliability you can count on, rest assured that if anything happens, your Toyota is in safe hands.
Superior quality
Future-proof your Toyota and keep it looking and feeling its best. Get 5-year unlimited kilometre warranty cover with Toyota Warranty Advantage[T4]. With Toyota Genuine Service, our Toyota-trained technicians fit only Toyota Genuine Parts.
Toyota Dealer network
When you get a Toyota, you’ll gain access to Australia’s largest Dealer network committed to giving you the best value year after year.
Genuine peace of mind
Designed by the people who know your Toyota best, our Insurance products ensure you’re covered with a lifetime repair guarantee, genuine Toyota parts and new replacement Toyota (or agreed value for TCPO vehicles) after a total loss.
Get your Toyota Personalised Repayments[F6] today
Target Market Determination document available here
Disclaimers
[F2] Approved applicants only. Terms, conditions, fees, charges & lending criteria apply. A final balloon payment to keep your Toyota (equal to the Guaranteed Future Value (GFV)). The GFV is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 and reserves the right to change, extend or withdraw this offer at any time.
[F6] Approved applicants only. Terms, conditions, fees, charges & lending criteria apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[T4] The standard Toyota Warranty Advantage period is 5yrs, with unlimited kms, from delivery. Excludes vehicles used for a commercial purpose, such as taxis, hire vehicles and vehicles transporting people or goods for payment including rideshare. The commercial vehicle Toyota Warranty Advantage period is 5 years from delivery or 160,000kms (whichever occurs first). See toyota.com.au/owners/warranty or your vehicle’s Warranty and Service Book for T&Cs. This warranty does not limit and may not necessarily exceed your rights under the Australian Consumer Law.